Business Insurance is essentially split into two main categories in South Africa - standard Business Insurance products, which cater for many types of insurance risk in a single packaged product and Specilaised Business Insurance, which caters for niche and specialised risk areas, like Construction, Marine, Engineering etc.
Personal Insurance can be split into two main areas - standard Personal Insurance Products, which cater for a variety of risks in a single packaged product and High Net Worth insurance solutions for qualifying individuals.
What Our Clients Say
We have been clients of Chadwicks since 2005 and they have helped us with short-term insurance and comprehensive cover for our various businesses, properties, assets, our Farm and personal insurance over the years. We found them to be an ethical company, that takes pride in what they do. When dealing with the team from Chadwicks they ensure that they…Read More
The entire Chadwicks team is professional, highly knowledgeable and 100% on the ball. Their response time is absolutely amazing, and they keep us updated at every single stage of the claims process. We hold our personal and business insurance through Chadwicks and we are absolutely confident in their expertise. Our house was burgled a few years ago and we…Read More
CEO, Crue Invest
We are pleased to say that we have had the best broker serving us, since 2013. You often hear companies advertising great service and are disappointed. Not with Chadwicks, they do what they say – they consistently deliver excellent service, expert insurance advice and you get a clear sense that all their staff really care about their clients. …Read More
CEO, Vida e Caffe
Excellent, efficient service and advice. Shopped around for cheaper premiums with the same level of cover and processed various claims with prompt payment times. Have never been let down. Always available to assist with queries and constant reviewing of policies. Chadwicks is a fantastic broker. I have been under their wings for almost 15 years and…Read More
We have been using Chadwicks for our business and personal short term insurance for many years and hope to continue for many more. Tim and his team offer exceptional service, expertise and care in all they do. On the occasions we have had to claim the team take a personal interest in the process ensuring that we…Read More
Chadwicks is one of the most efficient and effective companies I have dealt with over the years. They are highly professional and every interaction left me a satisfied customer. Initially Chadwicks assisted me to get the best cover at the best premium and to date no one could match it. The claims processes is always seamless and efficiently…Read More
I have been a client of Chadwicks for the last XXX years. and from the get go my experience has been beyond amazing! They are not only fast and efficient but I’ve always got the sense that I’m not “just another client”. Always clear in their communications and wonderfully friendly. The relationship is certainly not one of…Read More
Thank you for always going above and beyond and all your assistance over the years. Definitely a cut above the rest, on the ball, professional, an absolute pleasure to deal with. No problems when it came to us claiming every time. The restaurant was broken into and computers and various items stolen, we lost all…Read More
Its an honor to be associated with Chadwicks Risk & Insurance. Chadwicks have been our brokers for almost 20 years and have consistently provided us with their personalized service and expertise in their field to best ensure that the necessary risk cover in place to meet our tailored requirements at cost effective rates. We have…Read More
The trigger for the cover is an accident (as opposed to illness) and the compensation is based on the sum insured you select on Death, Permanent Disability, Temporary Disability, and Medical Expenses. Medicals are not required and age acceptance limits…
The old adage "prevention is better than cure" encapsulates the discipline of Enterprise Risk Management in South Africa in a nutshell.
Inadequate or deficient Enterprise Risk Management strategies not only result in certain business-threatening risks being uninsured but also equate to increased insurance claims under your insurance programme even when the risk is insured.
At Chadwicks Risk & Insurance, our approach to insurance claims is expressed in our company trademark: